CCB is one of China's Big Four state-owned banks with deep mortgage and infrastructure lending exposure. Beijing's recapitalization plan for major banks signals policy support, and 6%+ dividend yield is structurally attractive. However, property sector exposure, LGFV restructuring, and net interest margin compression weigh on earnings. The thesis is income-driven rather than capital appreciation, with regulatory capital backing as the moat.
Thesis reviewed May 29, 2026
China Construction Bank Corporation is headquartered in China, which is currently showing elevated risk signals.
🇨🇳China76ENTRYView China risk detail →🏦Financials100NEUTRAL| Ticker | Company | Score | Gap | Signal Δ | Action |
|---|---|---|---|---|---|
| MELI | MercadoLibre | 90 | -14% | ↓95% | AVOID |
| VIV | Telefonica Brasil (Vivo) | 90 | +8% | ↓95% | ENTRY |
| UBS | UBS Group AG | 90 | +17% | ↓95% | ENTRY |
| CIB | Bancolombia S.A. | 90 | +9% | ↓95% | NEUTRAL |
| DB | Deutsche Bank AG | 90 | -13% | ↓95% | AVOID |
| SAN | Banco Santander SA | 90 | +16% | ↓95% | ENTRY |
| KB | KB Financial Group Inc. | 90 | +17% | ↓95% | ENTRY |
Investors who hold CICHY may also have indirect exposure through these country funds.
Chinese government injects capital into Big Four state banks
CCB reports declining NPL ratio on property forbearance
Estimates · Yahoo Finance · Not audited figures