HDFC Bank is India's largest private-sector lender, compounding through an 18% YoY credit-growth trajectory while NPL ratios continue to decline post-COVID. Post-merger deposit mobilization is the key watch item, but the franchise's branch reach and digital onboarding sustain a structural retail-deposit advantage. India's macro credit cycle provides a durable tailwind.
Thesis reviewed May 29, 2026
HDFC Bank Limited is headquartered in India, which is currently showing elevated risk signals.
🇮🇳India78REDUCEView India risk detail →🏦Financials100NEUTRAL| Ticker | Company | Score | Gap | Signal Δ | Action |
|---|---|---|---|---|---|
| GGAL | Grupo Financiero Galicia S.A. | 90 | +13% | ↓84% | ENTRY |
| BBAR | BBVA Banco BBVA Argentina SA | 90 | +21% | ↓84% | ENTRY |
| MELI | MercadoLibre | 90 | -14% | ↓84% | AVOID |
| VIV | Telefonica Brasil (Vivo) | 90 | +8% | ↓84% | ENTRY |
| UBS | UBS Group AG | 90 | +17% | ↓84% | ENTRY |
| CIB | Bancolombia S.A. | 90 | +9% | ↓84% | NEUTRAL |
| DB | Deutsche Bank AG | 90 | -13% | ↓84% | AVOID |
Investors who hold HDB may also have indirect exposure through these country funds.
HDFC Bank reports 18% YoY credit growth, NPLs at multi-year low
RBI signals supportive stance for India private bank credit expansion
Estimates · Yahoo Finance · Not audited figures
| Politician | Party | Type | Amount | Trade Date | Return |
|---|---|---|---|---|---|
| Josh GottheimerNJ | D | Sell | $1k–$15k | Apr 13, 26 | -2.0% |
| Josh GottheimerNJ | D | Sell | $1k–$15k | Mar 12, 26 | -12.3% |
| Josh GottheimerNJ | D | Buy | $1k–$15k | Sep 23, 24 | -20.1% |
| Josh GottheimerNJ | D | Buy | $1k–$15k | Sep 24, 24 | -20.1% |
| Josh GottheimerNJ | D | Buy | $1k–$15k | Sep 20, 24 | -20.1% |
| Josh GottheimerNJ | D | Sell | $1k–$15k | Jun 21, 24 | -20.5% |