With hundreds of crores unpaid, J&K’s empanelled hospitals push Ayushman SEHAT to the brink The ultimatum issued by the Jammu and Kashmir Private Empanelled Hospitals and Dialysis Centres Association (JKPHDA) to de‑empanel en masse from the Ayushman Bharat PM‑JAY / SEHAT scheme from 1 July 2026 is not a routine sectoral dispute. It is a full‑blown health‑care emergency in the making, brought about not by lack of policy vision, but by the administration’s stubborn refusal to translate words into action. For two years, private hospitals have been warning that Ayushman SEHAT in J&K has slid into a “non‑performing mess”.