The I.N.D.I.A bloc lies in tatters after the electoral drubbing that Mamta Banerjee-led Trinamool Congress received in West Bengal; followed by its split in all directions. And the similar electoral decimation of DMK in Tamil Nadu assembly polls. Not that it was in any good shape prior to that and for which regional leaders such as Ms Banerjee and Mr Sharad Pawar are entirely to be blamed.  These regional leaders who had a significant role to play refused to comprehend the humongous challenge that Mr Narendra Modi and his dispensation has all along been posing to them.