Getting a mortgage is complicated enough without having to go it alone – which is why two thirds of Kiwi borrowers now use an adviser. When Teuila Field, a first assistant director based in Auckland, wanted to buy a home for her family of four last November, she turned to Squirrel for help. As two freelancers buying in an expensive housing market, she and her partner knew they might struggle to convince a bank to lend them enough for a family-sized home, so they wanted someone in their corner.