Bank Central Asia is Indonesia's most valuable bank by market cap and arguably ASEAN's highest-quality franchise. Its CASA (current and savings account) ratio of ~80% gives it the lowest funding cost of any major Indonesian bank, enabling consistent ROE above 20%. The Salim family controlling stake and professional management combine institutional credibility with long-term ownership. Indonesia's young demographic and low financial penetration make BCA a secular growth story; Prabowo's infrastructure push adds a credit demand catalyst. Consistently trades at a premium to EM bank peers — justified.
| Ticker | Company | Score | Gap | Signal Δ | Action |
|---|---|---|---|---|---|
| CIB | Bancolombia S.A. | 43 | +9% | ↓2% | NEUTRAL |
| ICE | Intercontinental Exchange Inc. | 43 | +14% | ↓2% | EARLY |
| SCHW | The Charles Schwab Corporation | 43 | +4% | ↓2% | EARLY |
| DB | Deutsche Bank AG | 43 | -13% | ↓2% | AVOID |
| VIV | Telefonica Brasil (Vivo) | 43 | +8% | ↓2% | EARLY |
| UBS | UBS Group AG | 43 | +17% | ↓2% | EARLY |
| ING | ING Groep N.V. | 43 | +10% | ↓2% | NEUTRAL |
BCA Q4 net profit +14% YoY; CASA ratio holds at 81% despite rate competition
Digital banking (myBCA) active users cross 30M; transaction volume +38% YoY
Indonesia infrastructure spending at record IDR 400T; BCA project finance pipeline growing
Estimates · Yahoo Finance · Not audited figures